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Chapter 13 Bankruptcy remains a highly effective tool at stopping foreclosure on your home or other real estate. The “wage earner” bankruptcy is the only form of bankruptcy with a repayment plan for individuals with regular employment, including self-employment. Past due taxes may be handled this way as well. With a chapter 13, you “catch-up” on mortgage payments in arrears over three to five years. I may even be able to negotiate a forbearance agreement or loan modification with your lender - without resorting to bankruptcy. If you have fallen behind in a payment plan previously made with your home lender, a chapter 13 bankruptcy can stop the foreclosure sale and save your home. Sometimes what may appear to be an extreme measure, like bankruptcy, may be the best course-of-action. But don't wait - call right away. Time is your enemy once you fall behind in your payments. My fees are very competitive and reasonable. Payment plans are available. Do not lose your most valuable asset, your home, because you are confused and do not know what to do. Call or email for a free consultation. 15260 Ventura Boulevard #640 |
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